Banc Of Valuation
| BANC Stock | USD 20.21 0.20 0.98% |
At this time, the firm appears to be undervalued. Banc of California shows a prevailing Real Value of $23.13 per share. The current price of the firm is $20.21. Our model approximates the value of Banc of California from analyzing the firm fundamentals such as Return On Equity of 0.065, profit margin of 0.22 %, and Current Valuation of 4.38 B as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Banc Of's valuation include:
Undervalued
Today
Please note that Banc Of's price fluctuation is very steady at this time. Calculation of the real value of Banc of California is based on 3 months time horizon. Increasing Banc Of's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Banc Of is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Banc Stock. However, Banc Of's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 20.21 | Real 23.13 | Target 23.65 | Hype 19.86 |
The real value of Banc Stock, also known as its intrinsic value, is the underlying worth of Banc of California Company, which is reflected in its stock price. It is based on Banc Of's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Banc Of's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Banc of California helps investors to forecast how Banc stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Banc Of more accurately as focusing exclusively on Banc Of's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Banc Of's intrinsic value based on its ongoing forecasts of Banc Of's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Banc Of's closest peers. If more than one evaluation category is relevant for Banc Of we suggest using both methods to arrive at a better estimate.
Banc Of Cash |
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Banc Revenue by Product
Banc Of Total Value Analysis
Banc of California is currently estimated to have valuation of 4.38 B with market capitalization of 3.17 B, debt of 3.02 B, and cash on hands of 256.06 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Banc Of fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
4.38 B | 3.17 B | 3.02 B | 256.06 M |
Banc Of Investor Information
About 95.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.04. Some equities with similar Price to Book (P/B) outperform the market in the long run. Banc of California has Price/Earnings To Growth (PEG) ratio of 2.15. The entity last dividend was issued on the 16th of March 2026. Banc of California may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.Banc Of Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Banc indicates not a very effective usage of assets in February.Banc Of Profitability Analysis
Considering the key profitability indicators obtained from Banc Of's historical financial statements, Banc of California may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in March. Profitability indicators assess Banc Of's ability to earn profits and add value for shareholders.Net Income | First Reported 2000-03-31 | Previous Quarter 69.6 M | Current Value 77.4 M | Quarterly Volatility 228.2 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.46 | 0.587 |
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For Banc Of profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Banc of California to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Banc Of utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Banc Of's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Banc Of over time as well as its relative position and ranking within its peers.
Banc Of Earnings per Share Projection vs Actual
The next projected EPS of Banc Of is estimated to be 0.38 with future projections ranging from a low of 0.36 to a high of 0.39. Banc Of's most recent 12-month trailing earnings per share (EPS TTM) is at 1.17. Please be aware that the consensus of earnings estimates for Banc of California is based on EPS before non-recurring items and includes expenses related to employee stock options.Banc Of Earnings Estimation Breakdown
The calculation of Banc Of's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Banc Of is estimated to be 0.38 with the future projection ranging from a low of 0.36 to a high of 0.39. Please be aware that this consensus of annual earnings estimates for Banc of California is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.36 Lowest | Expected EPS | 0.39 Highest |
Banc Of Earnings Projection Consensus
Suppose the current estimates of Banc Of's value are higher than the current market price of the Banc Of stock. In this case, investors may conclude that Banc Of is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Banc Of's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 10 | 79.99% | 0.42 | 0.38 | 1.17 |
Banc Of Ownership Allocation
Banc Of holds a total of 150.84 Million outstanding shares. The majority of Banc of California outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Banc of California to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Banc Of. Please pay attention to any change in the institutional holdings of Banc of California as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Banc Of Profitability Analysis
The company reported the previous year's revenue of 1.81 B. Net Income was 126.89 M with profit before overhead, payroll, taxes, and interest of 1.05 B.Banc Of Past Distributions to stockholders
| 2nd of January 2026 | ||
| 1st of October 2025 | ||
| 1st of July 2025 | ||
| 1st of April 2025 | ||
| 2nd of January 2025 | ||
| 1st of October 2024 | ||
| 1st of July 2024 | ||
| 1st of April 2024 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Banc Of's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Banc Of and how it compares across the competition.
About Banc Of Valuation
The stock valuation mechanism determines Banc Of's current worth on a weekly basis. Our valuation model uses a comparative analysis of Banc Of. We calculate exposure to Banc Of's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Banc Of's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 1.1 B | 1.1 B | |
| Pretax Profit Margin | 0.17 | 0.09 | |
| Operating Profit Margin | 0.18 | 0.09 | |
| Net Profit Margin | 0.13 | 0.07 | |
| Gross Profit Margin | 0.59 | 0.46 |
A single share of Banc Of represents a small ownership stake in the entity. As a stockholder of Banc, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Banc Of Dividends Analysis For Valuation
At present, Banc Of's Dividend Payout Ratio is projected to increase significantly based on the last few years of reporting. The current year's Dividend Paid And Capex Coverage Ratio is expected to grow to 0.78, whereas Dividend Yield is forecasted to decline to 0.02. . At present, Banc Of's Earnings Yield is projected to slightly decrease based on the last few years of reporting. The current year's Price Earnings Ratio is expected to grow to 13.75, whereas Retained Earnings are projected to grow to (229.9 M).
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 124.3 M | 130.5 M | |
| Dividend Yield | 0.02 | 0.02 | |
| Dividend Payout Ratio | 0.27 | 0.29 | |
| Dividend Paid And Capex Coverage Ratio | 0.73 | 0.78 |
There are various types of dividends Banc Of can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Banc shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Banc of California directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Banc pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Banc Of by the value of the dividends paid out.
Banc Of Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 160.1 M | |
| Quarterly Earnings Growth Y O Y | 0.519 | |
| Forward Price Earnings | 12.0192 |
Banc Of Current Valuation Indicators
Valuation refers to the process of determining the present value of Banc of California and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Banc we look at many different elements of the entity such as Banc's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Banc Of, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Banc Of's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Banc Of's worth.Complementary Tools for Banc Stock analysis
When running Banc Of's price analysis, check to measure Banc Of's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Banc Of is operating at the current time. Most of Banc Of's value examination focuses on studying past and present price action to predict the probability of Banc Of's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Banc Of's price. Additionally, you may evaluate how the addition of Banc Of to your portfolios can decrease your overall portfolio volatility.
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